Here is a Tutorial I have written for Tracey from Fred, She Said. The program used it Microsoft Paint, but will also work in Adobe Photoshop and (I imagine is pretty much the same) in Paint Shop Pro. If you don't know where Paint is on your computer, click on Start, Programs, Accessories and it should be in that drop down menu (unless someone has moved it. ;-) )
The sheet I used for this Tutorial is Tracey's Pink 'n Mellow Faux Foldy Flowers Freebie.